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Hi this is (your name) calling from StepChange Debt Charity. I was wondering if you could spare a few minutes to answer some questions about your experiences of the pilot.

We need your help to find out what went well and what could be done better and your feedback will help to shape how we move forward and help more people in Ireland.

There are only a few questions and all your answers will be anonymous and we’ll combine them with everyone else’s to give us a wider picture of results.


 
 
 
* Enter the clients reference number
   
 
 
 
* Is the client happy to proceed?
 
Yes
 
No
 
 
 
* Who referred you to the pilot?
 
AIB
 
KBC
 
PTSB
 
Bank of Ireland
 
Ulster Bank
 
Credit Union
 
 
 
 
* When your lender discussed the pilot with you, did you feel you were given enough information?
 
Yes
 
No
 
 
 
* What other information would you have liked to have been told?
   
 
 
 
* Did your lender give you enough information about StepChange Debt Charity?
 
Yes
 
No
 
 
 
* What other information would you have found useful?
   
 
 
 
* What was your main expectation of the pilot?
 
My debts would be written off
 
I would be offered a split mortgage
 
I wouldn't need to deal with my lenders anymore
 
You would help me make reduced payments
 
Other
 
 
 
 
* Before you could go ahead with the pilot your lender sent you a consent form to sign. Did you understand why you needed to sign this?
 
Yes
 
No
 
 
 
* Was this because:
 
The consent form wasn't explained by my lender
 
The consent form itself wasn't easy to understand
 
Other
 

 
 
Now we’d like you to think about the advisors you spoke to at StepChange Debt Charity.
If you spoke to more than one advisor please give us your overall opinion.

How much do you agree or disagree with the following statements:
Strongly agree Agree Neither agree nor disagree Disagree Strongly Disagree
* All of the advisors I spoke to were friendly
* All of the advisors were knowledgeable
* All of the advisors were interested in my situation
* I didn’t feel like I was being judged
* All of the advisors helped me to understand the available options
* I believe I was offered the best solution for my individual needs
 
 
 
* During your debt advice session we reviewed your income and spending. Did you think this review was useful?
 
Yes
 
No
 
Not applicable
 
 
 
* Why didn't you feel that this review was useful? (Select all that apply)?
 
I’d already done this with my lender
 
I didn't understand why I needed to do it
 
I didn't agree with the figures that were suggested
 
Other
 

 
 
 
* How well do you think our advice fit your situation?
 
Very well
 
Quite well
 
Not very well
 
Not at all well
 
 
 
* Was this because:
 
The figures on my budget were unrealistic
 
I forgot about something I spend money on
 
I've had an unexpected cost
 
I didn't think the payments to my lenders were affordable
 
I already had an arrangement with certain lenders
 
I thought the payments would make my situation worse
 
Other
 
 
 
 
* How well did you understand the arrangement that your debt advisor discussed with you?
 
Very well
 
Quite well
 
Not very well
 
Not at all well
 
 
 
* What could we have done differently to make this clearer for you?
   
 
 
 
* How well did you understand what would happen after you had finished your session with the advisor?
 
Very well
 
Quite well
 
Not very well
 
Not well at all
 
 
 
* How could this have been improved? Was there any other information you would have found useful?
   
 
 
 
* Were you happy with the length of time the process took?
 
I was happy with the length of time the whole process took
 
I had to wait too long from my lender contacting me and my details going to StepChange
 
I had to wait too long between my initial call with StepChange to my full advice session
 
I had to wait too long between my full advice session and my lenders decisions
 
The whole process took too long
 
Not applicable
 
 
 
* Are you paying the amounts we recommended?
 
Yes – and all my lenders are happy with their payments
 
Yes – but some of my lenders aren't happy with the payments
 
No – some of my lenders were unhappy
 
No – none of my lenders are happy with my payments
 
No - I wanted to pay a certain lender more than others
 
No - I didn’t want to change my payment
 
No - I was worried about the consequences
 
No - I didn’t want to ruin my relationship with the lender
 
No - My situation has improved so I can afford to pay my normal payment
 
No - My situation has got worse so I can’t afford the amounts you suggested
 
 
 
* Please tell us which lenders aren't happy with your payments
   
 
 
 
* Do you feel you have benefited from being part of the pilot?
 
Yes
 
No
 
 
 
* Have there been any changes to the way you manage your finances and household budgeting since you started your arrangement?
 
Select this if client dropped out before debt advice
 
Yes
 
No
 
 
 
* How much do you agree or disagree with the following statement?

The pilot really helped with my financial situation
 
Strongly agree
 
Agree
 
Neither agree or disagree
 
Disagree
 
Strongly disagree
 
 
 
* Do you have any other comments or suggestions about the pilot?