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Dear Respondent,


We are students from the National University of Singapore, doing a research on home loans and preferences of borrowers in Singapore. This survey will only take a few minutes of your time. Please follow the instructions given and answer all the questions.


Your survey responses will be stricly confidential and data from this research will be reported only in the aggregate. Your information will be coded and will remain confidential.


Thank you very much for your time and support. Please start with the survey now by clicking on the Continue button below.


 
 

1. Have you ever bought a house?
 
Yes
 
No
 
 

2. Which banks or financial institutions will you prefer to take up a home loan with?
(You can choose more than one)
 
CITIBANK
 
STANDARD CHARTERED BANK
 
MAYBANK
 
ABN-AMRO
 
DBS
 
OCBC
 
UOB
 
HSBC
 
HONG LEONG FINANCE
 
OTHERS
 

 
 

3. What would influence your choice of banks?
Please rank the following according to your priorities from most important (1) to least important (6).
Easy accessibility of information
Bank reputations
Tie-up between the Bank and Property Developer
Perks and Benefits
Customer service
Low interest rates
 
 
 
4. What other factors will influence your choice of banks? Please state.
   
 
 

5. What types of perks and benefits appeal most to you when taking up a home loan?
Please rank the following according to your priorities from most important (1) to least important (9).
Quick Processing
Credit Card Privileges
Absence of prepayment penalties
Bridging Loans (to cope with cash flow while waiting for proceeds of home sales)
Free fire insurance
Legal subsidies
Free valuation and processing fees
Face-to-face personal consultation
Preferential rates for renovation loans
 
 
 
6. What other perks and benefits will appeal most to you? Please state.
   
 
 

7. If you are buying a HDB flat, will you choose to get a HDB loan or a bank loan?
 
HDB
 
Bank
 
Neither
 
 
 
8. What is the reason for your answer in Question 7?
   
 
 

Demographics
Gender:
 
Female
 
Male
 

Age:
 
Below 20
 
20-24
 
25-29
 
30-34
 
35-39
 
40 above
 

Monthly Income:
 
Below $2000
 
$2000-$3000
 
$3001-$5000
 
$5001-$8000
 
above $8000
 
 
Occupation
   
 
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