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I pledge to voice my opinion on these initiatives by contacting President Obama my representatives in Congress.



 
 
     
 
 
I pledge to do whatever I can to continue to make purchases in 2009, in particular housing and US manufactured products such as automobiles) which create the most domestic employment opportunity and tax revenue). In addition to low interest credit availability, this is the most important action we can take to restore confidence in a severely contracting economy
 
 
     
 
 
I pledge to join with friends and go to the main street or park in our town on Sunday April 5, and participate in a peaceful demonstration with friends, to protest the scrupulous and corrupt finance practices of our financial businesses.
 
 
      
 
 
I support releasing some individual IRA/401K money tax free in 2009 to help stimulate the economy, This action will assist with stimulating the economy without over inflating it or severely increasing our national and private debt.
 
 
      
 
 
I support a $15,000 tax credits and 4% mortgage rates for housing purchases (the root of our economic problem), and some type of incentive for U.S. manufactured automobile purchase that save or create US jobs.
 
 
     
 
 
I support direct government loans to consumers for pay down of credit card debt, as a method of injecting bank capital. I am adamant that government loans not be extended to banks for bail out of credit card loans without dramatic credit card interest rate reductions. I am angered that our lawmakers approve of the egregious interest rates (22% to 32%)and have not addressed usury interest rate laws.

 
 
     
 
 
I support that future TARP money be provided to sound banks and not the favored troubled banks so that the money flows to business and consumer. Any major institution that is still under-capitalized due to high leverage loans and naked credit default swaps or other derivative (gambling) liability should be absorbed by smaller regional banks which have sound banking practices, or by the Federal Government if they cannot be put on sound footing.
I demand total transparency of all financial and insurance institutions of the derivatives liability.
I support the total restriction of all naked credit default swaps trading.
I support an agreement be reached to settle all naked loan default claims at(recommended)25% of the original insurance policy value)
 
 
     
 
 
I support a scheduled public inquiry of congress to provide concise, simplified explanations to the American public of how changes in bills and rules set by regulatory agencies contributed to the financial crisis. I also demand an inquiry of hedge funds and brokerage firms who sought to manipulate market prices of financial institutions and other companies, and criminal actions taken where appropriate.
 
 
     
 
Please contact ihue359@gmail.com if you have any questions regarding this survey.