{"id":70419,"date":"2019-05-25T05:00:05","date_gmt":"2019-05-25T12:00:05","guid":{"rendered":"https:\/\/www.questionpro.com\/blog\/?p=70419"},"modified":"2019-05-25T05:00:05","modified_gmt":"2019-05-25T12:00:05","slug":"pesquisa-hipotecaria","status":"publish","type":"post","link":"https:\/\/www.questionpro.com\/blog\/pt-br\/pesquisa-hipotecaria\/","title":{"rendered":"Confira algumas perguntas para uma pesquisa hipotec\u00e1ria"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">As perguntas para uma pesquisa hipotec\u00e1ria s\u00e3o perguntas normalmente feitas por institui\u00e7\u00f5es financeiras ou organiza\u00e7\u00f5es governamentais para reunir opini\u00f5es sobre quest\u00f5es como o processo de hipoteca, seus conhecimentos sobre a obten\u00e7\u00e3o, experi\u00eancia com a institui\u00e7\u00e3o de cr\u00e9dito e satisfa\u00e7\u00e3o com os servi\u00e7os prestados. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Uma pesquisa sobre empr\u00e9stimos hipotec\u00e1rios tamb\u00e9m permite que essas institui\u00e7\u00f5es entendam os benef\u00edcios e problemas associados a hipotecas e im\u00f3veis.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Por exemplo, uma institui\u00e7\u00e3o do governo quer entender o que os mutu\u00e1rios pensam ou experimentam durante o processo de hipoteca. Nesse caso, uma pesquisa hipotec\u00e1ria pode ajudar a organiza\u00e7\u00e3o a coletar informa\u00e7\u00f5es do p\u00fablico-alvo. Isso os ajudar\u00e1 a entender o n\u00edvel de conhecimento que o p\u00fablico tem sobre hipotecas, o conhecimento da terminologia, os desafios e as preocupa\u00e7\u00f5es enfrentadas por eles. Veja: <\/span><a href=\"https:\/\/www.questionpro.com\/blog\/pt-br\/estudo-do-mercado-imobiliario\/\" target=\"_blank\" rel=\"bookmark noopener noreferrer\">O que \u00e9 um estudo do mercado imobili\u00e1rio?<\/a><\/p>\n<h2><span style=\"font-weight: 400;\">30 perguntas para uma pesquisa hipotec\u00e1ria<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Abaixo est\u00e3o as perguntas mais frequentes relacionadas a hipotecas. Quando usados com um bom design de pesquisa, essas perguntas podem ser muito \u00fateis para institui\u00e7\u00f5es financeiras e de cr\u00e9dito entenderem melhor seus clientes.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">1.- Considerando sua experi\u00eancia completa, qual \u00e9 a probabilidade de voc\u00ea recomendar uma hipoteca para sua fam\u00edlia ou amigos?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">2.- Algu\u00e9m lhe ensinou como funcionam as hipotecas?<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Sim<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">N\u00e3o<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">3.- Onde voc\u00ea aprendeu sobre hipotecas?<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Na escola<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Na Universidade<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Semin\u00e1rio para institui\u00e7\u00f5es financeiras privadas<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Semin\u00e1rio de conscientiza\u00e7\u00e3o do governo<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Outro (por favor especifique)<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">4.- Em uma escala de 1 a 5, o quanto voc\u00ea sabe sobre hipotecas?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">5.- Nos \u00faltimos 3 anos, voc\u00ea fez um empr\u00e9stimo hipotec\u00e1rio?<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Sim, eu tive ou ainda tenho pelo menos um<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">N\u00e3o, eu n\u00e3o tenho empr\u00e9stimo hipotec\u00e1rio<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">6.- Por favor, selecione o motivo pelo qual voc\u00ea obteve um empr\u00e9stimo hipotec\u00e1rio (o mais recente)?<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Para comprar uma propriedade<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Adicionar \/ remover um co-mutu\u00e1rio<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Obter um novo empr\u00e9stimo em uma propriedade sem hipoteca<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Para financiar um empr\u00e9stimo para constru\u00e7\u00e3o<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Refinanciar um empr\u00e9stimo hipotec\u00e1rio existente<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Outro motivo (especifique)<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Entre as perguntas para uma pesquisa hipotec\u00e1ria, \u00e9 muito comum usar perguntas de m\u00faltipla escolha.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">7.- Para que tipo de im\u00f3vel voc\u00ea obteve a hipoteca? (Voc\u00ea pode selecionar mais de um)<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Casa unifamiliar<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Casa m\u00f3vel<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Residencial de 2, 3 ou 4 unidades<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Apartamento<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Unidade em um espa\u00e7o parcialmente comercial<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Fazenda ou s\u00edtio<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Bangal\u00f4 independente<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Outro (por favor especifique)<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">8.- Voc\u00ea acredita que o valor monet\u00e1rio da propriedade para a qual voc\u00ea obteve a hipoteca foi o correto?<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Sim<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">N\u00e3o<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">N\u00e3o sei.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">9.- Na sua opini\u00e3o. O que acontecer\u00e1 com os pre\u00e7os das propriedades no seu bairro?<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Subir\u00e1 muito<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Subir\u00e1 um pouco<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Permanecer\u00e1 constante<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Desvalorizar\u00e1 um pouco<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Desvalorizar\u00e1 muito<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">10.- Qual dos seguintes desafios dificultou o pagamento da hipoteca?<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Perda de emprego<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Aposentadoria<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Div\u00f3rcio ou separa\u00e7\u00e3o<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Fechamento da empresa<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Doen\u00e7a ou aumento de despesas m\u00e9dicas<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Morte de um membro da fam\u00edlia<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Pagamentos de outras hipotecas<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Outro (por favor especifique)<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">11.- Quando voc\u00ea teve dificuldades em fazer o pagamento da sua hipoteca, voc\u00ea conversou com um conselheiro profissional de moradia?<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Sim<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">N\u00e3o<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">12.- Por favor, indique se algum dos seguintes fatores \u00e9 o motivo pelo qual voc\u00ea j\u00e1 n\u00e3o possui uma hipoteca.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Eu senti que alugar \u00e9 uma op\u00e7\u00e3o melhor do que comprar uma casa<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Encontrei taxas de juros mais baixas<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Se divorciou ou se separou<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Se aproximou da fam\u00edlia, dos pais etc.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">A manuten\u00e7\u00e3o da casa era muito cara<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Morte de um membro da fam\u00edlia<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Outro (Por favor especifique) Leia tamb\u00e9m: <\/span><\/span><a href=\"https:\/\/www.questionpro.com\/blog\/pt-br\/pesquisas-vulnerabilidade-social\/\" target=\"_blank\" rel=\"bookmark noopener noreferrer\">Dicas para conduzir pesquisas de vulnerabilidade social<\/a><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Voc\u00ea tamb\u00e9m pode escolher o tipo de pergunta dicot\u00f4mica entre suas perguntas para uma pesquisa hipotec\u00e1ria.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">13.- Acha que \u00e9 poss\u00edvel comprar uma casa com um pagamento inicial inferior a 10%?<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Sim<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">N\u00e3o<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">14.- Quanta porcentagem de sua renda mensal deve ser gasta em moradia, mais o pagamento de d\u00edvidas?<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">34%<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">43%<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">51%<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">62%<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">N\u00e3o sei.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">15.- Com qual dura\u00e7\u00e3o o menor montante de juros \u00e9 pago durante a vida de uma hipoteca?<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">10 anos<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">15 anos<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">20 anos<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">30 anos<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">N\u00e3o sei.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">16.- Com quantas institui\u00e7\u00f5es de cr\u00e9dito voc\u00ea comparou antes de obter uma hipoteca?<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">1<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">2<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">3<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">4<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Mais de 4\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">17.- Como voc\u00ea encontrou a institui\u00e7\u00e3o financeira ou o credor para obter uma hipoteca?<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Banco atual<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Um amigo ou colega<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Pesquisa na Internet<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Agente imobili\u00e1rio<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Iniciativa do governo<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Outro (por favor especifique) Veja: <\/span><\/span><a href=\"https:\/\/www.questionpro.com\/blog\/pt-br\/pesquisa-social\/\" target=\"_blank\" rel=\"bookmark noopener noreferrer\">O que \u00e9 pesquisa social?<\/a><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">18.- Que tipo de credores hipotec\u00e1rios voc\u00ea visitou antes de escolher o \u00faltimo?<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Corretor hipotec\u00e1rio<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Cooperativa de cr\u00e9dito<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Hipotec\u00e1rio<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Banco local<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Banco grande (ex: Bradesco)<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Outro (por favor especifique)<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">H\u00e1 outras quest\u00f5es para uma pesquisa hipotec\u00e1ria que tamb\u00e9m exigem o uso de escalas de medi\u00e7\u00e3o.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">19.- Existem muitas quest\u00f5es para um levantamento hipotec\u00e1rio que tamb\u00e9m requer o uso de escalas de medi\u00e7\u00e3o.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Discordo totalmente<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Discordo<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Neutro<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">De acordo<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Totalmente de acordo<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">20.- Por favor, indique seu n\u00edvel de concord\u00e2ncia para a declara\u00e7\u00e3o: A hipoteca \u00e9 a melhor solu\u00e7\u00e3o ao comprar uma casa.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Discordo totalmente<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Discordo<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Neutro<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">De acordo<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Totalmente de acordo<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">21.- Que mudan\u00e7as voc\u00ea viu na sua taxa de juros, desde o momento em que voc\u00ea obteve a hipoteca at\u00e9 que voc\u00ea a fechou?<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">A taxa de juros aumentou<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Taxa de juros diminuiu<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">A taxa de juros foi constante<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">22.- Em uma escala de 1 a 10, sendo 10 a mais problem\u00e1tica, indique a dificuldade das seguintes partes no processo de hipoteca.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Terminologia hipotec\u00e1ria<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Como funciona o programa de hipoteca<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Compreender os custos de fechamento e a taxa de juros<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Crit\u00e9rios de elegibilidade<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Papelada e documenta\u00e7\u00e3o<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Processo geral da hipoteca Leia: <\/span><\/span><a href=\"https:\/\/www.questionpro.com\/blog\/pt-br\/pesquisa-de-nivel-socioeconomico\/\" target=\"_blank\" rel=\"bookmark noopener noreferrer\">O que \u00e9 uma pesquisa de n\u00edvel socioecon\u00f4mico?<\/a><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">23.- Indique seu n\u00edvel de concord\u00e2ncia para as seguintes afirma\u00e7\u00f5es: (Responda \u00e0s op\u00e7\u00f5es: Discordo completamente, discordo, neutro, concordo, concordo totalmente)<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Meu credor hipotec\u00e1rio \u00e9 totalmente confi\u00e1vel<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Meu credor hipotec\u00e1rio tem experi\u00eancia<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Estou extremamente satisfeito com o meu credor hipotec\u00e1rio<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">24.- Numa escala de 1 a 7, sendo 7 mais importante, qu\u00e3o importantes foram os pontos seguintes ao escolher um credor hipotec\u00e1rio?<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Menor taxa de juros<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Menor pagamento mensal<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Recomenda\u00e7\u00e3o<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Revis\u00f5es on-line<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Melhor atendimento ao cliente<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Custos de fechamento mais baixos<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Outro (por favor especifique)<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">25.- Considerando sua \u00faltima experi\u00eancia, quando voc\u00ea acha que obteria outra hipoteca?<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">1-2 anos<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">3-5 anos<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">6-8 anos<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Mais de 8 anos<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Nunca<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">26.-Qual \u00e9 o seu estado civil atual?<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Casado<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Separado<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Divorciado<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Nunca se casou<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Vi\u00favo\/a<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">27.- Qual \u00e9 o seu n\u00edvel mais alto de escolaridade?<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Prim\u00e1ria<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Fundamental<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">T\u00e9cnico<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Ensino m\u00e9dio<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Superior<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Mestrado<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Doutorado<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Outro (por favor especifique)<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">28.- Indique seu n\u00edvel de concord\u00e2ncia para as seguintes declara\u00e7\u00f5es:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Possuir uma casa \u00e9 uma boa decis\u00e3o financeira<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">A maioria dos credores hipotec\u00e1rios s\u00e3o muito compreensivos<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">O atraso no pagamento n\u00e3o afeta a classifica\u00e7\u00e3o de cr\u00e9dito<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Voc\u00ea pode parar de fazer pagamentos de hipoteca sempre que quiser. <\/span><\/span><a href=\"https:\/\/www.questionpro.com\/blog\/pt-br\/questionario-qualidade-de-vida\/\" target=\"_blank\" rel=\"bookmark noopener noreferrer\">Question\u00e1rio de qualidade de vida: dicas de como realiza-lo<\/a><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">29.- Nos pr\u00f3ximos dois anos, quantas mudan\u00e7as ocorrer\u00e3o nos seguintes pontos? (Op\u00e7\u00f5es de resposta: aumento significativo, pouco aumento, nenhuma mudan\u00e7a, pouca diminui\u00e7\u00e3o, diminui\u00e7\u00e3o significativa)<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Despesas dom\u00e9sticas<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">M\u00e9dicas<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Moradia<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Despesas n\u00e3o relacionadas \u00e0 moradia<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Entre as perguntas para uma pesquisa hipotec\u00e1ria, tamb\u00e9m \u00e9 muito \u00fatil usar alguma pergunta aberta como esta:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">30.- Por favor, indique se voc\u00ea tem d\u00favidas, preocupa\u00e7\u00f5es ou coment\u00e1rios sobre hipotecas.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Lembre-se que a QuestionPro possui diferentes perguntas para sua pesquisa hipotec\u00e1ria. Crie uma conta gratuita ou agende uma demonstra\u00e7\u00e3o para iniciar seu projeto de pesquisa agora mesmo. <\/span><a href=\"https:\/\/www.questionpro.com\/blog\/pt-br\/painel-de-satisfacao\/\" target=\"_blank\" rel=\"bookmark noopener noreferrer\">Painel de satisfa\u00e7\u00e3o do cliente CX QuestionPro<\/a><\/p>\n<p><span style=\"font-weight: 400;\">Para agilizar seu processo de trabalho e para que tenha recursos que enriquecem seu projeto de pesquisa, utilize uma plataforma online de pesquisa, te convido a conhecer a<\/span><a href=\"https:\/\/www.questionpro.com\/pt-br\/\"> <span style=\"font-weight: 400;\">Questionpro<\/span><\/a><span style=\"font-weight: 400;\">, uma solu\u00e7\u00e3o completa em pesquisa e intelig\u00eancia de mercado. <\/span><\/p>\n<p><iframe loading=\"lazy\" title=\"Conhe\u00e7a a QuestionPro\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/EPKW5TZxSIk?start=1&#038;feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><\/iframe><\/p>\n<p><span style=\"font-weight: 400;\">Siga-nos nas redes sociais e receba sempre dicas e novidades:<\/span><a href=\"https:\/\/www.facebook.com\/QuestionPro.Pesquisas.Online\/\"><span style=\"font-weight: 400;\"> Facebook<\/span><\/a><span style=\"font-weight: 400;\">,<\/span><a href=\"https:\/\/twitter.com\/QuestionProBr\"><span style=\"font-weight: 400;\"> Twitter<\/span><\/a><span style=\"font-weight: 400;\">,<\/span><a href=\"https:\/\/www.linkedin.com\/company\/questionpro-br\/\"><span style=\"font-weight: 400;\"> Linkedin<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/www.instagram.com\/questionprobr\"><span style=\"font-weight: 400;\">Instagram<\/span><\/a><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>As perguntas para uma pesquisa hipotec\u00e1ria s\u00e3o perguntas normalmente feitas por institui\u00e7\u00f5es financeiras ou organiza\u00e7\u00f5es governamentais para reunir opini\u00f5es sobre [&hellip;]<\/p>\n","protected":false},"author":77,"featured_media":70420,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[243,223],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Confira algumas perguntas para uma pesquisa hipotec\u00e1ria<\/title>\n<meta name=\"description\" content=\"Selecione as perguntas para uma pesquisa hipotec\u00e1ria e obtenha informa\u00e7\u00f5es valiosas sobre seus servi\u00e7os ou demonstra\u00e7\u00f5es financeiras de credores.\" \/>\n<meta name=\"robots\" content=\"index, follow, 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