Small Business Loan

Please only complete this survey if you have ever applied for a small-business loan. Historically, only about 19% of small business loans in the United States are ever approved. I'm writing a research paper on small business loan underwriting standards.

How many banks did you apply to for your small-business loan ?

1-2

3-5

6-9

9 or more

If you know, what was your average FICO score when you applied for your loan ?

When you applied for your small business loan, had the SBA agreed to underwrite the loan ?

Yes

No

Did not use the SBA

Were you trying to get a loan for a new business with no historical revenue ?

Yes

No

If your business was established at the time of your application, what was your approximate gross annual revenue ?

Was your business loan approved ?

Yes

No

If your loan was approved, were you required to provide a personal guarantee ?

Yes

No

N/A - Loan not approved

If your loan was approved, what was the APR you were approved for ?

In what year did you apply for your small business loan ?